1. Features
  2. Identity Theft Insurance

If someone steals your identity, you will not face it alone.

Complete includes up to $5,000,000 in identity theft insurance and a U.S. based restoration specialist who handles the calls, the paperwork, and the follow-up with you.

$5,000,000You are covered, and so is your family.Up to $5,000,000 in identity theft insurance is included with Complete, and up to $1,000,000 for you and your spouse with Plus. If someone steals your identity, covered recovery costs are reimbursed and a U.S. based specialist handles it with you.

Since you opened this page

  • $0lost to identity fraudJavelin, $27.3 billion in 2025
  • 0people hit by identity fraudJavelin, 18 million victims in 2025
  • $0lost to identity fraud and scamsJavelin, $38 billion in 2025

Why it matters

What the numbers say, and what it means for you.

Cost

Victims lose money, and then lose more time and money getting it back.

Complexity

Recovery means banks, bureaus, the FTC, and sometimes police reports, in the right order.

Stress

Most people give up partway through. A specialist does not.

On the record

  1. Javelin Strategy and ResearchApril 21, 2026 Identity fraud cost Americans $27.3 billion in 2025 and hit 18 million victims. record
  2. Javelin Strategy and ResearchApril 21, 2026 Identity fraud and scams together cost Americans $38 billion in 2025 and claimed 36 million victims.
  3. Javelin Strategy and ResearchApril 21, 2026 Criminals opened new accounts in other people’s names 5.4 million times in 2025, up 31% in a year, costing $7 billion. up 31%
  4. FBI Internet Crime Complaint CenterApril 2026 The average internet crime complaint to the FBI in 2025 carried a loss of $20,699.
  5. FBI Internet Crime Complaint CenterApril 2026 Americans 60 and older reported $7.7 billion lost to internet crime in 2025.

Figures as published by each source. Full citations in the site record.

What you get, step by step

Three steps, and what lands in your hands at each one.

  1. Alert

    Monitoring catches the first sign, whether that is a credit inquiry, an address change, or a court record.

    What you getThe first sign of trouble caught early, whether it is a credit inquiry, an address change, or a court record.

  2. Respond

    Your specialist opens a case, freezes what needs freezing, and files disputes on your behalf.

    What you getA named specialist who makes the calls and files the disputes for you.

  3. Recover

    Covered expenses are reimbursed up to $5,000,000, subject to policy terms.

    What you getCovered recovery expenses reimbursed up to $5,000,000, subject to policy terms.

The monitoring behind the coverage

Financial account threshold alerts
Alerts on transactions above thresholds you set in your linked financial accounts.
Change of address monitoring
An alert when a change of address is filed in your name.
Home title monitoring
Alerts on changes to the title of your home.
Auto title monitoring
Alerts on changes to the title of your vehicle.
Court record monitoring
Alerts when your name appears in new court records.
Utility account alerts
Alerts when a new utility account is opened in your name.
Neighborhood watch alerts
Alerts about registered offenders and crime near your address.

What is included

Every plan starts with the free scan. Complete carries everything on this page.

  • Essential$9.99 / mo
    • Identity theft insuranceNot included
    • Family coverageNot included
    • Identity restorationNot included
    • Financial account threshold alertsNot included
    • Change of address monitoringNot included
    • Home title monitoringNot included
    • Auto title monitoringNot included
    • Court record monitoringNot included
    • Utility account alertsNot included
    • Neighborhood watch alertsNot included
    Start with Essential
  • Plus$14.99 / mo
    • Identity theft insurance$1,000,000 identity theft insurance
    • Family coverageCovers you and your spouse
    • Identity restorationNot included
    • Financial account threshold alertsNot included
    • Change of address monitoringIncluded
    • Home title monitoringNot included
    • Auto title monitoringNot included
    • Court record monitoringNot included
    • Utility account alertsNot included
    • Neighborhood watch alertsNot included
    Start with Plus
  • Complete$39.99 / mo
    • Identity theft insurance$5,000,000 identity theft insurance
    • Family coverageInsurance extends to your family
    • Identity restorationWhite-glove identity restoration
    • Financial account threshold alertsIncluded
    • Change of address monitoringIncluded
    • Home title monitoringIncluded
    • Auto title monitoringIncluded
    • Court record monitoringIncluded
    • Utility account alertsIncluded
    • Neighborhood watch alertsIncluded
    Get Complete

Identity theft insurance is underwritten by AIG on the Plus plan and by Assurant on the Complete plan and is subject to the terms, conditions, and exclusions of the policy. Coverage is up to $1,000,000 on Plus and up to $5,000,000 on Complete.

Frequently asked questions

What does the insurance cover?

Expenses tied to restoring your identity, such as lost wages, legal fees, and certain fraudulent charges, up to the policy limit. Full terms in the policy document.

Is my family covered?

On Plus, up to $1,000,000 covers you and your spouse. On Complete, up to $5,000,000 extends to your family. Both are subject to the policy terms, and Essential carries no insurance.

What is white-glove restoration?

A named specialist who works the case end to end, rather than a help line that reads you a checklist.

You are not a product.

See exactly where you are exposed. It takes two minutes and costs nothing.

See exactly where you are exposed