1. Features
  2. Debt Payoff Planner

Every balance in one place, and a way out.

Plus and Complete pull your debts together, show what each one costs you, and lay out a payoff order you can follow month by month.

Since you opened this page

  • $0paid in credit card interest and feesWalletHub, $253 billion in 2025
  • $0paid in overdraft and NSF feesFinancial Health Network, $12.1 billion in 2024
  • $0reported lost to fraudFTC, $15.9 billion reported lost in 2025

Why it matters

What the numbers say, and what it means for you.

Debt is spread out

Cards, a car loan, a student loan, each in its own app with its own due date. Nobody sees the whole picture.

Rates decide the order

Paying the highest rate first saves the most. Most people pay whichever bill arrives first.

Progress keeps you going

A plan that shows the payoff date moving closer is easier to stick to than a stack of statements.

On the record

  1. WalletHubApril 9, 2026 Americans paid $253 billion in credit card interest and fees in 2025.
  2. Financial Health NetworkMarch 24, 2025 Consumers paid $12.1 billion in overdraft and NSF fees in 2024.
  3. CNETJuly 28, 2026 Americans spend an average of $252 a year on subscriptions they forgot they had, up from $204 the year before. up 24%
  4. C+R ResearchJuly 26, 2024 People estimate they spend $86 a month on subscriptions. When they add it up, the real figure is $219.
  5. Pew Research CenterJuly 31, 2025 Nearly half of U.S. adults, 48%, have had fraudulent charges on a credit or debit card.

Figures as published by each source. Full citations in the site record.

What you get, step by step

Three steps, and what lands in your hands at each one.

  1. Gather

    Your debts are pulled from your credit report and, if you link them, your accounts.

    What you getEvery balance, rate, and minimum payment on one screen.

  2. Plan

    Pick a monthly amount and see a payoff order and the date you would be done.

    What you getA payoff order and a projected payoff date for the amount you can afford.

  3. Track

    As balances fall, the plan updates and shows the progress.

    What you getA plan that updates as you pay, with the finish line in view.

What is included

Every plan starts with the free scan. Complete carries everything on this page.

  • Essential$9.99 / mo
    • Debt Payoff Planner (every balance and a payoff order)Not included
    • Debt analysisIncluded
    • Money Plan (budget, net worth, cash flow)Not included
    Start with Essential
  • Plus$14.99 / mo
    • Debt Payoff Planner (every balance and a payoff order)Included
    • Debt analysisIncluded
    • Money Plan (budget, net worth, cash flow)Not included
    Start with Plus
  • Complete$39.99 / mo
    • Debt Payoff Planner (every balance and a payoff order)Included
    • Debt analysisIncluded
    • Money Plan (budget, net worth, cash flow)Included
    Get Complete

Task Force services are not intended for FCRA purposes. Task Force is not a consumer reporting agency and does not provide credit repair services.

Frequently asked questions

Is this debt consolidation or settlement?

No. Task Force does not lend, negotiate, or settle debts. It organizes what you owe and shows a payoff plan you carry out yourself.

Which plan includes it?

The Debt Payoff Planner is on Plus and Complete.

Do I have to link my accounts?

Balances from your credit report are enough to start. Linking accounts through a secure, read-only connection keeps the plan current automatically.

You are not a product.

See exactly where you are exposed. It takes two minutes and costs nothing.

See exactly where you are exposed