New accounts
A loan opened in your name shows up as a hard inquiry before it shows up anywhere else.
- Features
- Credit Monitoring
Watch your credit like someone is trying to use it. Because someone might be.
Every plan includes your score and full report from a major bureau, plus debt analysis and score factors. Complete refreshes monthly from Equifax and alerts you on changes at Equifax and Experian.
Credit watchSample
- EquifaxReviewed
- ExperianNo change
- Score748
- Debt analysisUpdated
Since you opened this page
- 0accounts opened fraudulently in someone's nameJavelin, 5.4 million in 2025
- $0lost to new account fraudJavelin, $7 billion in 2025
- $0lost to account takeoverJavelin, more than $15 billion in 2025
Why it matters
What the numbers say, and what it means for you.
Silent damage
Missed payments on accounts you never opened can sit on your report for months.
Clarity
Most people do not know which factors drive their score. The tools here show you.
On the record
- Criminals opened new accounts in other people’s names 5.4 million times in 2025, up 31% in a year, costing $7 billion. up 31%
- U.S. lenders face $3.3 billion in exposure to synthetic identities, fake people built partly from real Social Security numbers.
- Account takeover fraud topped $15 billion in 2025 and hit 6 million people, up 18% in a year. up 18%
- Nearly half of U.S. adults, 48%, have had fraudulent charges on a credit or debit card.
- Identity fraud cost Americans $27.3 billion in 2025 and hit 18 million victims. record
Figures as published by each source. Full citations in the site record.
What you get, step by step
Three steps, and what lands in your hands at each one.
Connect
Verify your identity and pull your score and report.
What you getYour score and full report in one place.
Understand
Debt analysis and score factors show what is helping and what is hurting.
What you getA plain reading of what is helping your score and what is hurting it.
Get alerted
On Complete, changes at two bureaus trigger an alert.
What you getOn Complete, an alert when something changes at Equifax or Experian.
What is included
Every plan starts with the free scan. Complete carries everything on this page.
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Essential$9.99 / mo
- Credit score and reportQuarterly credit score and report (1 bureau)
- Credit alertsNot included
- Debt analysisIncluded
- Score factorsIncluded
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Plus$14.99 / mo
- Credit score and reportQuarterly credit score and report (1 bureau)
- Credit alertsNot included
- Debt analysisIncluded
- Score factorsIncluded
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Complete$39.99 / mo
- Credit score and reportMonthly credit score and report (Equifax)
- Credit alertsTwo-bureau credit alerts (Equifax and Experian)
- Debt analysisIncluded
- Score factorsIncluded
Task Force services are not intended for FCRA purposes. Task Force is not a consumer reporting agency and does not provide credit repair services.
Frequently asked questions
Does checking my score hurt it?
No. These are soft inquiries.
Which bureau?
Essential and Plus use a major bureau selected by our provider. Complete uses Equifax for reports and Equifax plus Experian for alerts.
Is this credit repair?
No. Task Force monitors and explains your credit. We do not dispute items or promise score changes.
More from Task Force
- Score Factors and Debt AnalysisAll plansThe factors behind your score and a plain reading of your debts, on every plan.Learn more
- Data RemovalAll plansWe get your name, address, and phone number off people-search and data broker sites, then keep them off.Learn more
- Spam and Scam DefenseAll plansSpam calls start with your data. Removing it cuts them off at the source, and Complete adds alerts when your number is being spoofed.Learn more
You are not a product.
See exactly where you are exposed. It takes two minutes and costs nothing.